Creation Of My Online Boutique

I'm finally seeing some light at the end of the tunnel on the creation of my online boutique. It's challenging to do the meta stuff and research key words, etc. I have to create key words on each product and each page and do ongoing research on these key words to make sure they stay up to date so the spiders carry them up closer to the top of the search engines.

I realized I hadn't posted in a week. I need to post more, but time seems to get away from you when you are busy. I've also been busy with Purple Cowboy Marketing, so I've really been tied up. Time flies! I'll have to be more consistent with my posts!

New Blog Coming

I've been a little lazy today. I've only worked a little bit. I've been up until 2:30 am for about 4-5 nights now trying to get everything done that I want to do. I've got to get the boutique up and running soon. It's taking longer than I want it to because I'm very inexperienced. But at the same time it is fun. I love being creative and learn at the same time. I've got to be on the dance floor teaching dance very soon , so I've got to make this quick. I'm going to start another blog on Bloggerparty.com very soon----like today; or should I say tonight.

ReviewParty owns Bloggerparty. ReviewParty is a site where you can write reviews and get Google AdSense credits and also Amazon credits. These sites take care of the traffic for you. Well, I've got to be going. More on this later.

And by the way. The Purple Cowboys and Purple Cowgirls are still going STRONG!!

997MakeMonyNow Purple Cowboy Marketing Press Release

I just launched a press release a few minutes ago and bookmarked it on quite a few sites. I've got to go to my email and confirm the rest which I will do tomorrow.

I think I'm going to create another blog.

Purple Cowboy Coffee

Did you know that Purple Cowboy Coffee is actually Gano Coffee? We all know that 99.9% of the population loves and drinks coffee, so this is a no-brainer. But, there is one thing that makes Gano Coffee different from the rest. It is healthy coffee!

It doesn't taste weird or anything. It tastes like normal coffee, but it has healthy antioxidants in it to counter act the free radicals that roam through our bodies like there's no tomorrow.

On my next post I'll post my research on the ingredients in Gano Coffee. One thing I do know for sure is that it tastes wonderful! My entire family is drinking it. My significant other is always a skeptic and coffee is one of his favorite loves. Now that he's tried it, he drinks it everyday! He is even drinking the cafe mocha flavor! I like the hot chocolate and the tea also. So if you like coffee, tea or hot chocolate, you may want to take a look. Either go the the links above or I'll make it easy for you.....Gano Coffee ............Healthy Purple Cowboy Coffee

Forum Posting for Networking and Effective Marketing

I am finding that posting to forums is a great way to meet people, develop relationships, and network my business as well as find out what other people are doing and what works for them.

For me, it is very time consuming, but is proving to be effective. I am also learning more things I didn't know by reading and responding to posts. I also have a few forums with a topic of my own on them. As far as responses to my topic goes, it seems to be different on each forum. On some forums I get lots of responses and on others, not many. On one of the forums, only 1 person has responded to me and we just seem to talk back and forth regarding the topic. The topic gets viewed by others, but they don't respond. 

Today Monday November 26th

copyright: Deborah Bowman

Today was pretty busy. I was trying to catch up yesterday and today. Last week I came down with the flu and was unable to do a lot with my businesses. When I say businesses, I mean 997MakeMoneyNow and also the online boutique I am creating. 

I am creating a website/online boutique that will display products from the exotic South Pacific. I'm excited about it.

After much research, I finally found a drop shipper from a little island off of Australia called Vanuatu. It is a real life paradise where there are virtually no chemicals, pesticides or cancer causing agents to destroy the environment. Everything is grown normally, or what I call organically. All the products are the purest you can find on the face of the earth.

I am an amateur website creator, but after this first one, I am sure that the next 5 will go much smoother. I will be creating 6 mirrored websites. Mirrored, meaning all relating to one another and linked to one another. For example, I also found drop shippers that have similar products for dogs and cats. This would be a mirror of the 1st website, only with products for pets instead of humans. 

I will be using the fantastic marketing tools that I am learning from Purple Cowboy Marketing for promoting my mirrored websites.

Also, I was pleased again to see that I had another lead in my back office requesting information on 997MakeMoneyNow. I can see that the part time work I've been putting in is starting to pay off. I will continue to do as much as I can everyday and it will slowly get bigger and bigger. 

Where else can you get such innovative and detailed training for just $9.97? I'll answer that for you.  NOWHERE! 

Lots of Traffic-Websites Down

Today was pretty exciting. On one hand, I was a little frustrated because our 997MakeMoneyNow websites were down for some time today, but when I talked to Brad Slinkard, one of the founders, he said that Mo was busy fixing the problem. The problem was that the Purple Cowboys were getting more and more traffic, which is a great thing that's happening!

I'm happy to say that everything is up and running again, thanks to the technical talents of Mo Young, one of the founders.

I also was excited because everything that I'm learning and applying this past month is really starting to show that it is working. I had 2 leads sign into my site this week. For being in the program for only one month and working part time, I don't think that's so bad. I've just been consistent. Doing something everyday, no matter how big or small. If I had more time, just think how much quicker things would pull together. But, even though I'm known for being impatient with myself, there is no way I'm quitting. I'm really enjoying myself and I'm really enjoying the relationships I'm developing in the process.

Purple Cowboy Marketing Call Schedule

I've received some requests about the call schedule so I thought I would post it here so if anyone visited the information would be available.

Anyone is welcome to our calls. They are interactive so you are welcome to ask questions, or you can remain silent and just listen. Whatever you prefer. Well, here they are:

Monday: 9:00 pm EST 712-580-0562, pin# 911324#

Wednesday: 9:00 pm EST 712-580-0362 pin# 911324#

Thursday: 9:00 pm EST 712-580-0362, pin# 911324#

Saturday: 10 :00 am EST 212-990-8000, pin# 1808#

We also have a women’s group right after our Saturday training. So, if you have any female friends or family members who also want to create an additional income, tell them in addition to the above trainings, we also have one geared towards just women. It starts at 11:00 am EST 605-990-0533, pin# 747100#.

Hope to hear everyone on the calls!
Purple Cowboy Marketing

This Week With 997MakeMoneyNow - Purple Cowboy Marketing

copyright: Deborah Bowman

This past week has been another busy, fun, exciting week with 997MakeMoneyNow - Purple Cowboy Marketing. As I continue to apply the skills that I am learning I have found that I am now listed on the search engines such as Google, Yahoo, and MSN. I just decided to try an experiment and did a search on my pen name "dmbunny" and a few pages on me came up on Google, Yahoo and MSN. I was pleasantly surprised. Now all I have to do is keep doing what I have been doing to make the rankings rise higher.

The key is consistency. If all you have is one hour per day, stick to that one hour everyday and you will get your name out there. Of course, the longer you can work on it, the quicker it will come, but I'd rather do little bit consistently with what little time I have and reach my goals slowly than give up and do nothing at all and never reach my goals and never change anything in my life. If you are not satisfied with what you are doing now, and if what you are currently doing is not working and has never worked, then you must change what you are doing or you will just keep coming up with the same result....nothing.

Today at 997MakeMoneyNow-Purple Cowboy Marketing

copyright: Deborah Bowman

Today was an exciting day! I downloaded the forum software. It's pretty awesome. It makes the forum posting go much faster and easier. It takes just a little longer to set up, but once it is all set up, you can do about 50 postings in 30 minutes.

I'm so impatient with myself. I want to do everything everyday. But I have to keep reminding myself that I only have so much time to spend on each task because I teach dance, work in the dance studio office and now learning all these marketing techniques with Purple Cowboy Marketing. I

It is very addicting. Once you see all the potential and realize what you can create, you just don't want to stop and as I said before, the support and taining are amazing. It is definitely based on relationships, not how many people you can get into your deal. Of course, you want people to join you, but you can look forward to supporting them and have the joy of seeing them grow and develop into leaders supporting their own team; having lifetime relationships.

The training call for tonight just ended. The training calls are always informative and I would suggest to anyone not to miss them unless you absolutely have too. There is another training call tomorrow night. Clyde Batton will be hosting the call and this call will be a little bit different than the others. This call will be based on personal growth and development which is what network marketing is really all about. The more you grow personally yourself, the better you will be at helping and supporting others. Afterall, if you can't help yourself, how are you going to help anyone else? Think about it!

Day 14 of The Purple Cowboys

copyright: Deborah Bowman



Well, I just finished my 14th day of the 14-day marketing blitz with the 997MakeMoneyNow the Purple Cowboys. I have some lose ends to wrap up this week and then the next step is to just take what I've learned and apply it consistently everyday.

The best part of this is the support that you get. I think that's what is keeping me extremely motivated is that I can speak with my sponsor or Clyde, Brad and Mo at anytime i.e., just last week, Clyde spent about an hour on the phone with me priming me up on the 17 leads I received and how to handle them. I have never experienced such support from any organization in my life!

My sponsor, Lawren is very very motivated, just as I am. I'm so glad to have a sponsor that is as motivated as I am so we are on the same page. She is wonderful. Anytime she finds something that is useful to our business, she lets me know the details. They are always great things and I just follow along. I've shared some very useful information with her also. Some of the sponsors I've had in the past was like having no sponsor at all.

The live training calls are so very beneficial to our businesses and it's all live participation; no muting and just listening. Everyone on the call actually goes to their computers and follows the instructions of the moderator, usually Clyde or Brad. It's actually hands-on training in that you can ask questions right there while you are doing it. In fact, if you don't understand, you can ask the same question 10 times if you want and it will be re-explained 10 times or until everyone gets it.

Don't let me scare anyone into thinking that it's complicated or anything. It really isn't, but if you haven't done some of these things before, you might have questions the first few times. Then everything becomes very familiar and easy.

Continuing Education on 997 MakeMoneyNow-Purple Cowboys

copyright: Deborah Bowman


It has been a rather exciting week with the Purple Cowboys! I've been with this program 2 and 1/2 weeks. It is so much fun and the live training calls have been very informative and helpful. The 3 founders are a God-send. You can speak with them at any time. After starting to apply the marketing techniques in the program, my second week I sponsored 2 people. Then I participated in the advertising co-op and sponsored 3 more people this past week. Through the advertising co-op I also received about 17-20 targeted leads. Everytime I get into a new lesson, I get more and more excited to apply the information. After I complete the program, I probably will choose 3 or 4 of the marketing techniques to concentrate on in my business. It is great to know everything though, because you can never do too much advertising and marketing. If people don't know about your business, you won't sell anything, no matter how great your product or service is.

Technorati-A Great Place to Publicize Your Blog

copyright: Deborah Bowman


I just came from the Technorati website. If you are looking for some great places to link to your blog and get your name out there, this is one of the places. I know there are many more places to place your link. I'm going to research these before I put any posts about them. I will let everyone know which ones are good and which ones aren't so good. I'm looking for places where you can put your link for free. It's always nice to save money when you can.

THE PURPLE COWBOYS 997 MAKEMONEYNOW

copyright: Deborah Bowman

Today I have decided to come back permanently. I have not been posting regularly. Life has been very busy.

Since my last post I have discovered something that I think is very very good. I wish I had discovered this much earlier, as I would not have wasted so much money.

Don't get me wrong, the other businesses are not bad businesses nor are they scams, but this business is just so much easier on the pocket book and bank account. It allows for the average person, or someone who is low on money to make a very small investment for $9.97 to access a wealth of information on how to market an internet business successfully.

The Purple Cowboys have step-by-step training right from the internet and all three of them are available at all times to talk with you and help with whatever you need help with. There are also numerous training calls throughout the week.

The Purple Cowboys 997MakeMoneyNow have also put together a system whereby they have the 997MakeMoneyNow business as an "A" business. They have three "B" businesses which provide three sources of income coming in every month. Then they have a "C" business which I would call the heart of the system that in time will provide very very lucrative residual income. The kind of income that will take care of you for a lifetime. The "B" businesses will also do this, but they start very small and eventually have the potential of getting very large. The "B" businesses are also very very affordable for the average person, although, from the experiences I've had in the past, the "C" business is fractions less than what I am used too.

If a person wants to join the Purple Cowboys, all they have to do is pay $9.97 and they are in to access the entire system and training. If they decide they want to participate the way the entire system is set up with the "A", "B", and "C" businesses, that is their own decision. A person can utilize the system any way they desire. The marketing training can be used in any business, not just The Purple Cowboys. That is part of the beauty of it.

When I go into it, I was skeptical. I didn't want to waste any more money. But I thought, for $9.97? I've lost more than that in the past. So I paid my $9.97 and when I started the checklist and saw how it was set up, I "got it" immediately. I definitely see how the entire system, when used properly will build amazing income.

This is definitely not a get rich quick scheme. You have to work at it everyday and apply what the Purple Cowboys teach, or it won't work. Let's face it, you have to work to get what you want in life,but this way gives all of us freedom. This program is a people program, not a "let's get everyone we know in our deal" program. This is a program that develops relationships, not numbers.

I have been having a good time with the training and learning and applying. Three people have joined me in the two weeks I have been with the Purple Cowboys. I really am loving it.

If you have been wondering what home business you may want to check out. I would highly recommend 997 MakeMoneyNow, The Purple Cowboys. For $9.97, it is completely worth it, no risk and if nothing else, you will access a fantastic education in marketing. Most businesses fail not because they don't have a great product. You can have the most awesome product on the market, but if you don't know how to market, you won't have a business to market that fantastic product!

I'll keep posting on my progress. I really am enjoying it!

3 Ways To Stay Motivated When You Own Your Own Home-Based Business

copywright: Deborah Bowman

It is easy to slowly become unmotivated when you own a home-based business of your own.

As the newness and excitement of having your own home-based business wears off, do you find that the day to day activities set in and things become repetitive, even monotonous at times? Do you find yourself getting a little too used to the comfort of not having to rise at 5:00 or 6:00 am, then rush out of the house to face a morning nightmare in traffic? Do you find yourself sleeping “just a little longer” each day? Are you finding that any little distraction sets you off track and at the end of the day, you wonder why you didn’t accomplish what you had intended or that your to-do list grows longer each day, while your list of completed items is shrinking? You wonder why your motivation is dying a slow painful death?

The first thing you should do is find a nice quiet place where you can sit down with a notebook and pen and re-evaluate. Why did you want your own home-based business in the first place? Was it because you wanted more time with your family and children? Were you tired of spending more time fighting traffic each day than you had to do anything else? Did you want to be your own boss? Were you tired of others telling you what your time was worth and how much you would get paid? What about the overtime? These are just some reasons, and there are probably dozens more.

Once you remember your original reasons or your whys that you started your business, write all of them down.

The second step you want to take is thinking of all of the short-term and long-term goals you have, but instead of thinking of short-term first, begin with the end in mind. Imagine your business up and running and success is in the palm of your hand. You are financially free at last and you can finally do what you want whenever you want. Start running your business today as if you were going to sell it tomorrow. What do you see as the end result?

After you’ve written down your goals, you might want to design a dream board or a goal board and keep it in a place where you can see it as soon as you rise in the morning and before you go to sleep at night. Or, you might want to design some small goal cards and place them where you spend time during the course of your day and in your pocket, purse or wallet.

The third thing you want to do is ask yourself the following questions: What is your intention? What do you and your family deserve out of life? What do you want for yourself? What do you want now? What do you want for your future? What was your intention in the beginning? Has it changed? Write down all of your answers.

After you’ve gotten clear on everything and have everything written on paper, put it away until the next day. Let it sink in for a while.

The next morning, take it out and look at it again. Make revisions if necessary. Go through this process everyday. Make this an important part of your day. As time goes on, make necessary changes and keep updating. This will keep you motivated. Don’t let it get away from you! Stay focused and, above all, don’t forget your original motivation. Don’t ever lose sight of your whys!

Global Cash Flow Network - A New Innovative Home-Based Business

About one month ago, I was on the internet and found a very unique and different business opportunity. The business is called Global Cashflow Network and is all about marketing and media promotion. I was very interested in this because I knew that one of the 3 main reasons most businesses fail is lack of successful marketing strategies. Presently, I am involved with a few different home businesses, all of which I am having trouble promoting and marketing.

Within this month alone I realize that I have accessed a wealth of information getting involved with Global Cash Flow Network. Not only is the education very useful for the program itself, it can be applied to any business, online and offline. The bonus tools alone are worth thousands of dollars. I'm progressing very steadily, following the instructions in the program, learning and applying all of the strategies and I have received a total of $110 so far. That's the most I have received in any program within the first month. If I had the time to go at it full time, I probably would have earned more. I still have a long way to go. I haven't even started the link builder tutorial yet. I am half way through the faster webmaster tutorials.

My eyes seem to open wider everyday with the everything I am learning. When I am through with my initial checklist, of which I am a little more than half way through, I will be a Certified Media Placement Specialist and receive a certificate. If you would like more information on this program follow this link: GCFN

Home Business Blurb

Hello! It's great to be back! I've been very busy with dance studio registrations and getting the dance classes started that I have neglected my postings. I have also started another new home business program that is proving to have tons of potential! I've been with it 3 weeks and made $110 so far. That may not sound like much, but I sure was excited and pleasantly surprised to receive 3 different checks in just 3 weeks.

With this program, I am getting a great education processing media and marketing, which is a must for any and every business and soon I will be an official Media Placement Specialist. I'll update soon with more information on this program.

Raising Your Credit for Work At Home Business Loans

If you work at home and are thinking about taking out business loans to fund your business, you may be interested in checking this out. If your credit score is less than healthy, The Credit Secrets Bible might be able to help you raise your credit score quickly. For more information, click on the link above.

WORK AT HOME AND LET SALEHOO HELP!

Get access to the most legitimate product wholesalers,product manufacturers,
product liquidators,and drop-shippers so you can get the results you want fast. This is one of the most informative and comprehensive directories available. For more information go to Salehoo

WHEN CHOOSING TO WORK AT HOME, WHAT TYPE OF COMPANY IS RIGHT FOR YOU?

If you have a work at home business, you may be wondering what type of company you should set up. When setting up a company, you need to decide early on how you are going to structure your company. There will be legal pros and cons to all, but it will be up to you to decide which type of company would suit your best interests-Sole Proprietorship, Partnership, Corporation, Non Profit Corporation, or a Limited Liability Company (LLC) .It is advisable that you seek the advice of a professional before you commit yourself to any of the following basic options. The decision you make can have both legal and practical implications.

Ø Sole Proprietorship

This is the simplest form and is usually chosen by one person. This person is the owner and the worker, although sole proprietorships can have employees. Sole proprietors directly own the business and are directly responsible for its debts. This type of business is suitable for a business where personal liability isn’t a big worry.

Ø Partnership

There are three different types of partnerships; general partnerships, limited partnerships and limited liability partnerships.

A general partnership is a form of a business entity in which two or more co-owners engage in business for profit. There is no limit on the number or type of partners to form a general partnership. Individual partners are liable for the partnership’s debts and obligations.

A limited partnership is very different from a general partnership, and is usually set up by companies that invest money in other businesses or real estate. They also have passive partners called limited partners.

A limited liability partnership (LLP) is a general partnership that elects to be treated as an LLP by registering with the Secretary of State. An LLP structure shields the partners from liability, can operate more informally and flexibly than a corporation, and has full partnership tax advantages. LLP partners are statutorily provided full-shield protection from partnership liabilities, debts and obligations. It allows the members of the LLP to take an active role in the business of the partnership, without exposing them to personal liability for others’ acts except to the extent of their investment in the LLP.

Ø Corporation

A corporation is a legal entity created through the laws of its state of incorporation, treating a corporation as a legal “person” that has standing to sue and be sued, distinct from its stockholders. A corporation will continue to exist even if the members or owners die or resign.

Ø Non Profit Corporation

A non profit corporation is a corporation formed to carry out a charitable, educational, religious, literary or scientific purpose. Its’ funds come from public and private grant money and donations from individuals and companies. The federal and state governments generally do not tax nonprofit corporations on money they make that is related to their nonprofit purpose, because of the benefits they contribute to society.

Ø Limited Liability Companies

A limited liability company is a combination between a partnership and a corporation. Like an LLP, a limited liability company (LLC) has a separate legal entity from its members.

Unlike a corporation, an LLC does not exist indefinitely, however, many states now allow an LLC to have a perpetual existence. This perpetual existence must be provided in the articles of organization or a written operating agreement, otherwise an LLC is dissolved at the death, withdrawal, resignation, expulsion, or bankruptcy of a member (unless within 90 days a majority in both the profits and capital interest vote to continue the LLC).

The shareholders (members or owners) in a LLC have limited liability to the company’s debts.

It is very important that you decide which of these five options is right for you as each has wide-ranging differences. Please consult an expert before making your final decision.

A great place to start your research and save money on forms, legal fees, etc. is
US Legal Forms. Their website has sites on legal forms, law digest, legal definitions, lawyers, form subscriptions, form subscriptions for public libraries, and search law.

WORK AT HOME, LIVE THE LIFE YOU CHOOSE...PERSONAL DEVELOPMENT IS KEY

Work at home,live the life you choose....what do YOU choose?

Believe it or not, we can actually learn to accumulate wealth through personal development! Human potential is absolutely amazing!

Success in life; financially, emotionally and personally is possible with a home-base business, but it up to us to go after it! The great thing about life, is that it IS a series of choices. I have made that choice, and for me,personal development was a key factor in all the amazing things that are taking place in my life right now. My relationships are better, my energy level seems endless and the opportunities I see around me, that I had previously ignored, are there for the taking; if I want them. And I emphasize...IF I WANT THEM.

What do you want? My goal is to help change someone's life today and everyday. Life is whatever we make it...a choice...a journey. Please click on the link above.

IS IT POSSIBLE TO EARN $300-$1500 PER DAY TYPING ON THE INTERNET?

Is it possible to earn $300-$1500 per DAY typing on the internet? With Web Colleagues, yes it is possible to type at home and earn an income. I was skeptical at first, but now that I have been in their program for 3 weeks, I get more excited everyday. I have seen first hand the successes of many of their colleagues. I am one of them, and I am moving forward very steadily.

When it comes to the internet, I have been very uneducated. This program has opened my eyes! Experienced or not, you receive complete training and guidance. Whenever I have had questions, and trust me, I have had many, I received help immediately. There are some wonderful tools to help you if you are completely inexperienced.

This program appears to be hard on the outside, but once you get into it, you will realize, as I have, that you CAN do it! For more information on Web Colleagues, please click this link---Web Colleagues

LEARN AFFILIATE MARKETING FROM AN EXPERT!

There is some big money to be made from affiliate marketing programs! The problem is, is that many of us have no idea where to start! Let Rosalind Gardner guide you through the steps to becoming a very successful affiliate marketer. Rosalind herself is earning $435,000 plus per year with her own program she developed from scratch! If you would like more information on Rosalind, her story, how she got started and her amazing program, please click on The Super Affiliate Handbook

How Simple Thank You Notes Can Boost Your Business

The following is an article I found, by Tom Hopkins, (www.tomhopkins.com) regarding how writing a simple thank you note can positively affect your business. Thank you notes are about relationships; all kinds of relationships. People love to feel appreciated and important and a thank you note is simply a warm way of expressing gratitude and showing that you remember someone; and people love to be remembered!

Developing the Thank You Note Habit

I learned the value and power of thank you notes early in life. When I was a young child; my parents occasionally went out with friends for dinner. Invariably, when my parents returned from an evening out, I saw my mother sit down at her little desk in the hallway as soon as she got home and begin to write. One night I asked her what she was doing. Her answer came straight out of Emily Post: "We had such a wonderful time with our dear friends this evening that I want to jot them a note to thank them for their friendship and the wonderful dinner." My mother's simple act of gratitude, expressed to people who already knew that she and my father appreciated and enjoyed their friendship, helped to keep my parents' friendships strong for their entire lifetimes.

Because I understood that building relationships is what selling is all about, I began early in my career to send thank you notes to people. I set a goal to send ten thank you notes every day. That goal meant that I had to meet and get names of at least ten people everyday. I sent thank you notes to people I met briefly, people I showed properties to, people I talked with on the telephone, and people I actually helped to own new homes. I became a thank you note fool. And guess what happened? By the end of my third year in sales, my business was 98% referrals! The people I had expressed gratitude to were happy to send me new clients as a reward for making them feel appreciated and important.

OWN A PIECE OF THE INTERNET AT NO COST TO YOU!

What if you have the chance to become part owner in a start up company with the potential to become a fortune 500 company? Would you be interested if it were to cost you absolutely NOTHING to join?

All you need to do is become a member and gain your share of the stocks before this explodes on the internet. This is a similar offer that Google had done upon their start up. Imagine if you would have joined a profit sharing with Google before they jumped in at the right time. It is your turn to join the next internet search bar that will start earning you money the first day it is launched. This company already has over 1,000,000 pages of content. You will make money off any page searches and content searches they will provide. Here's how:

• Members earn a monthly share of the AGLOCO revenue based on the use of the AGLOCO Viewbar that month.
• Members earn part of the company based on the use of the AGLOCO viewbar that month (currently a maximum of five hours are rewarded).
• Members who use the referral system to help build the AGLOCO network will earn more.
• Members will also get a share of any commissions AGLOCO gets when a member(not yourself) purchases a product or service from an AGLOCO sponsor company.

To find out more about AGLOCO and what this is all about go to AGLOCO.

BABY BOOM-OR BUST?

They grew up in prosperous times and lived life to the hilt, but have Baby Boomers saved enough for retirement? For some very interesting statics and information on Baby Boomers and what may become of them in their retirement years, follow this link: Babyboomers

WOMEN AND ENTREPRENEURSHIP

Women are taking control of the business world! Are YOU a part of this rapidly growing trend? Follow the following link to read an eye-opening article! Women and Entrepreneurship

The Benefits of Starting A Home Business

• No long traffic jams or the stress of worrying about driving in bad weather. You won't have the stress of taking your kids to daycare and trying to get to work on time. Consequently, after work, you won't have the stress of picking your kids up from daycare on time. Many child care providers charge a large fee for overtime, and many get very upset when the children are picked up late.
  

• The flexibility and freedom to set your own hours. By having the flexibility to manage your own time, you can take some time off to run errands, drive your children to their after school activities, or just take a breather for yourself. Maybe you want to visit someone in the hospital, or just spend time with your family. This doesn't mean you work less; it just means you have the personal freedom to set your hours to your own convenience.
  

• You are your own boss. You don't have to be accountable to anyone but yourself. You make the rules. You don't have to experience the stress and grief an unfair and egotistical boss an puts upon you. Many people bring their job related concerns, fears and frustrations home with them and everyone in the home suffers. Job related stress can even cause marriages to break up.

• You get to keep all of the profits. You are not down somewhere on the job pole making beans, while the person on the top is keeping all of the profits.

• No office politics. You won't have any co-workers, so you won't have the stress of not getting along with them. This kind of stress can eat away at the inner core of your being and make the hours in the office seem like an eternity.

• You get to spend time with your children. Raising your own children is important. Why would you want to have children and then drop them at a sitter's house or a daycare provider? By working at home, you choose your personal hours and business hours to fit your needs. You can also hire a nanny to look after your children while working. Nannies love being there for children so you can still devote the necessary hours to your work.

• You have the freedom to be as creative as you want and you can outsource what you aren't good at doing. There will be no one limiting your talents or tying you down.

• You won't be tied down by someone else's demands. Are you often expected to work overtime? Are you worried about losing your job if you don't? Do you feel pressured to work on your days off or take work home? Working at home means you schedule your time at your own convenience and there will be no one demanding that you work on your personal time with family and friends.

• Tax Advantages. Owning a home-based business can literally save you thousands of dollars a year in taxes by allowing you to turn personal expenses into legitimate allowable deductions. You should talk to your accountant about allowable tax deductions, but I will list a few:

1. Auto Expenses
2. Education/Training Expenses
3. Business Entertaining
4. Travel
5. Interest and carrying charges on credit cards and business loans are fully tax-deductible.
6. Computers and Software. Check with your accountant about he rules that apply to your business.
7. Charitable Contributions are deductible. Rules vary depending on how your business is registered.
8. All Advertising. Anything involved in advertising or promoting your business, i.e. business cards, classified ads, yellow pages, brochures, flyers, internet advertising, etc.
9. Household Expenses. This can be one of your most valuable deductions. To qualify, a percentage of your home must be used "exclusively and on a regular basis" for your business.

• The following are often overlooked expenses:

1. Snow removal and lawn maintenance.
2. Household maintenance = would be deducted on percentage basis.
3. Homeowner's insurance, utilities and related expenses based on the percentage of the use in the home office.
4. Office furniture and equipment up to a certain amount can be deducted in one year.
5. A percentage of all household expenses, including property taxes, mortgage interest, homeowner's insurance, utilities, property maintenance, alarm systems, snow removal, grass cutting, etc.
6. Improvement costs to your office space.
   
7. Business related long distance services.

****If you are planning to sell your house within the next several years, consult your accountant about the tax ramifications.

The following is a list of business expenses. This list is not inclusive. If any item your are thinking of using as a business tax deduction is not on this list, that doesn't mean it's not legitimate. Check with your accountant or tax professional.

• Accounting & Legal fees (related to business activities)
• Advertising expenses
• Automobile expenses
• Bad Debts
• Bank Charges
• Business Taxes & Business Licenses
• Collection Agency Fees
• Conference and Convention Fees
• Consultation Fees
• Interest Expenses (on money borrowed to run your business)
• Insurance Expenses (for buildings, machinery or equipment)
• ISP Fees (business use)
• Membership Dues (for business-related organizations)
• Meals and Entertainment Expenses
• Office Rent Expenses
• Office Supplies Expenses
• Postage & Courier Expenses
• Private Health Service Plan (PHSP) premiums
• Promotion Expenses
• Property Taxes
• Repair & Maintenance Expenses
• Salaries of Employees-including family members
• Telephone/Telecommunications Expenses
• Travel Expenses
• Utilities

These are the many benefits of having a home business. You can choose how you work and with who you work with. Working at home doesn't mean working less, but it can mean working smarter, not harder.

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